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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
Cholamandalam Investment and Finance Company Ltd.
BSE Code 511243
ISIN Demat INE121A01024
Book Value 291.79
NSE Code CHOLAFIN
Dividend Yield % 0.13
Market Cap 1257279.70
P/E 28.24
EPS 52.92
Face Value 2  
(Rs. in Millions)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
EQUITY AND LIABILITIES0  0  0  0  0  
Share Capital1682.50  1680.60  1644.80  1642.80  1640.70  
    Equity - Authorised2400.00  2400.00  2400.00  2400.00  2400.00  
     Equity - Issued1683.20  1681.30  1645.40  1643.50  1640.50  
    Equity Paid Up1681.80  1679.90  1644.10  1642.10  1640.00  
    Equity Shares Forfeited0.70  0.70  0.70  0.70  0.70  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value2.00  2.00  2.00  2.00  2.00  
Share Warrants & Outstandings2152.20  1403.80  833.90  549.30  344.50  
Total Reserves232439.30  192480.70  140481.80  114884.70  93617.90  
    Securities Premium49639.10  49169.70  29129.90  28889.20  28660.50  
    Capital Reserves0.40  0.40  0.40  0.40  0.40  
    Profit & Loss Account Balance85340.50  53142.40  27543.10  17928.20  12402.10  
    General Reserves57391.30  57391.30  57391.30  47391.30  37391.30  
    Other Reserves40068.00  32776.90  26417.10  20675.60  15163.60  
Reserve excluding Revaluation Reserve232439.30  192480.70  140481.80  114884.70  93617.90  
Revaluation reserve0.00  0.00  0.00  0.00  0.00  
Shareholder's Funds236274.00  195565.10  142960.50  117076.80  95603.10  
Minority Interest0.00  0.00  0.00  0.00  0.00  
Long-Term Borrowings0.00  0.00  0.00  0.00  0.00  
Secured Loans1051811.20  800508.90  859211.60  613797.30  548681.80  
    Non Convertible Debentures185527.90  126840.30  153406.30  105299.50  93426.30  
    Converible Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Packing Credit - Bank0.00  0.00  0.00  0.00  0.00  
    Inter Corporate & Security Deposit0.00  0.00  0.00  0.00  0.00  
    Term Loans - Banks0.00  0.00  534882.20  424895.00  356821.80  
    Term Loans - Institutions0.00  0.00  43071.50  15389.40  17278.60  
    Other Secured866283.30  673668.60  127851.60  68213.40  81155.10  
Unsecured Loans126580.70  69082.80  47124.60  38728.80  43900.60  
    Fixed Deposits - Public0.00  0.00  0.00  0.00  0.00  
    Loans and advances from subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter Corporate Deposits (Unsecured)0.00  0.00  0.00  0.00  0.00  
    Foreign Currency Convertible Notes0.00  0.00  0.00  0.00  0.00  
    Long Term Loan in Foreign Currency0.00  0.00  0.00  0.00  0.00  
    Loans - Banks0.00  0.00  0.00  0.00  0.00  
    Loans - Govt.0.00  0.00  0.00  0.00  0.00  
    Loans - Others0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loan126580.70  69082.80  47124.60  38728.80  43900.60  
Deferred Tax Assets / Liabilities-9467.20  -6541.50  -6085.00  -6714.30  -7638.00  
    Deferred Tax Assets9758.20  6859.70  6263.30  6745.30  7664.10  
    Deferred Tax Liability291.00  318.20  178.30  31.00  26.10  
Other Long Term Liabilities7529.90  5137.10  45.10  64.10  85.90  
Long Term Trade Payables0.00  0.00  0.00  0.00  0.00  
Long Term Provisions2336.20  1927.00  0.00  0.00  0.00  
Total Non-Current Liabilities1178790.80  870114.30  900296.30  645875.90  585030.30  
Current Liabilities0  0  0  0  0  
Trade Payables1492.30  1153.70  1233.30  829.00  526.70  
    Sundry Creditors1492.30  1153.70  1233.30  829.00  526.70  
    Acceptances0.00  0.00  0.00  0.00  0.00  
    Due to Subsidiaries- Trade Payables0.00  0.00  0.00  0.00  0.00  
Other Current Liabilities19382.40  15989.00  15946.80  12745.90  10450.30  
    Bank Overdraft / Short term credit0.00  0.00  0.00  0.00  0.00  
    Advances received from customers0.00  0.00  404.80  357.00  638.90  
    Interest Accrued But Not Due0.00  0.00  0.00  0.00  0.00  
    Share Application Money0.00  0.00  0.00  0.00  0.00  
    Current maturity of Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Current maturity - Others0.00  0.00  0.00  0.00  0.00  
    Other Liabilities19382.40  15989.00  15542.00  12388.90  9811.40  
Short Term Borrowings571069.20  475144.10  67224.40  39208.90  44717.50  
    Secured ST Loans repayable on Demands471636.50  371442.70  24056.60  11547.40  14567.10  
    Working Capital Loans- Sec0.00  0.00  24056.60  11547.40  14567.10  
    Buyers Credits - Unsec0.00  0.00  0.00  0.00  0.00  
    Commercial Borrowings- Unsec0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loans99432.70  103701.40  19111.20  16114.10  15583.30  
Short Term Provisions0.00  0.00  1408.80  1182.70  1518.30  
    Proposed Equity Dividend0.00  0.00  0.00  0.00  0.00  
    Provision for Corporate Dividend Tax0.00  0.00  0.00  0.00  0.00  
    Provision for Tax0.00  0.00  0.00  0.00  422.50  
    Provision for post retirement benefits0.00  0.00  0.00  0.00  0.00  
    Preference Dividend0.00  0.00  0.00  0.00  0.00  
    Other Provisions0.00  0.00  1408.80  1182.70  1095.80  
Total Current Liabilities591943.90  492286.80  85813.30  53966.50  57212.80  
Total Liabilities2007008.70  1557966.20  1129070.10  816919.20  737846.20  
ASSETS0  0  0  0  0  
Loans (Non - Current Assets)1819299.00  1444242.90  1047483.20  741492.10  658393.40  
Gross Block23670.70  21885.90  8807.70  6398.20  5173.00  
Less: Accumulated Depreciation5952.60  6315.80  4821.70  3853.80  2978.30  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block17718.10  15570.10  3986.00  2544.40  2194.70  
Lease Adjustment A/c0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress36.90  0.00  357.40  230.30  0.00  
Non Current Investments63903.90  41002.30  36200.20  20761.60  16188.20  
Long Term Investment63903.90  41002.30  36200.20  20761.60  16188.20  
    Quoted58686.30  35784.90  30776.10  0.00  0.00  
    Unquoted5328.00  5327.80  5437.00  20774.50  16188.20  
Long Term Loans & Advances2200.80  3642.80  3263.20  2768.70  1790.10  
Other Non Current Assets29513.30  25394.30  0.00  0.00  0.00  
Total Non-Current Assets1932745.50  1529978.20  1091537.30  767937.90  678665.90  
Current Assets Loans & Advances0  0  0  0  0  
Currents Investments0.00  0.00  0.00  0.00  0.00  
    Quoted0.00  0.00  0.00  0.00  0.00  
    Unquoted0.00  0.00  0.00  0.00  0.00  
Inventories0.00  0.00  0.00  0.00  0.00  
    Raw Materials0.00  0.00  0.00  0.00  0.00  
    Work-in Progress0.00  0.00  0.00  0.00  0.00  
    Finished Goods0.00  0.00  0.00  0.00  0.00  
    Packing Materials0.00  0.00  0.00  0.00  0.00  
    Stores  and Spare0.00  0.00  0.00  0.00  0.00  
    Other Inventory0.00  0.00  0.00  0.00  0.00  
Sundry Debtors1875.80  1990.00  771.80  324.70  203.10  
    Debtors more than Six months7.60  30.30  132.10  5.30  26.90  
    Debtors Others1881.70  1988.60  651.30  319.40  176.20  
Cash and Bank70257.10  21802.10  29614.20  42200.80  52318.80  
    Cash in hand119.10  104.40  110.00  160.30  317.90  
    Balances at Bank70053.70  21548.40  29285.70  41776.00  51703.90  
    Other cash and bank balances84.30  149.30  218.50  264.50  297.00  
Other Current Assets2000.00  3641.70  6772.90  6288.70  6446.40  
    Interest accrued on Investments0.00  0.00  0.00  0.00  0.00  
    Interest accrued on Debentures0.00  0.00  0.00  0.00  0.00  
    Deposits with Government0.00  0.00  0.00  0.00  0.00  
    Interest accrued and or due on loans0.00  0.00  2182.40  2893.70  4140.60  
    Prepaid Expenses0.00  0.00  305.90  243.10  149.50  
    Other current_assets2000.00  3641.70  4284.60  3151.90  2156.30  
Short Term Loans and Advances130.30  183.30  293.90  167.10  212.00  
    Advances recoverable in cash or in kind0.00  0.00  173.90  67.80  30.40  
    Advance income tax and TDS0.00  0.00  0.00  0.00  0.00  
    Amounts due from directors0.00  0.00  0.00  0.00  0.00  
    Due From Subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter corporate deposits0.00  0.00  0.00  0.00  0.00  
    Corporate Deposits0.00  0.00  0.00  0.00  0.00  
    Other Loans & Advances130.30  183.30  120.00  99.30  181.60  
Total Current Assets74263.20  27617.10  37452.80  48981.30  59180.30  
Net Current Assets (Including Current Investments)-517680.70  -464669.70  -48360.50  -4985.20  1967.50  
Miscellaneous Expenses not written off0.00  0.00  0.00  0.00  0.00  
Total Assets2007008.70  1557966.20  1129070.10  816919.20  737846.20  
Contingent Liabilities2965.30  2600.80  4275.70  6711.50  7772.90  
Total Debt1749461.10  1344735.80  973560.60  691735.00  637299.90  
Book Value278.42  231.16  172.89  141.92  116.17  
Adjusted Book Value278.42  231.16  172.89  141.92  116.17  
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