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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
AU Small Finance Bank Ltd.
BSE Code 540611
ISIN Demat INE949L01017
Book Value 236.28
NSE Code AUBANK
Dividend Yield % 0.14
Market Cap 522016.88
P/E 23.90
EPS 29.28
Face Value 10  
(Rs. in Millions)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital7445.31  6691.63  6667.45  3149.00  3122.13  
    Equity - Authorised12000.00  12000.00  12000.00  3500.00  3500.00  
    Equity - Issued7445.31  6691.63  6667.45  3149.00  3122.13  
    Equity Paid Up7445.31  6691.63  6667.45  3149.00  3122.13  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings1242.35  627.26  440.25  413.32  1031.17  
Total Reserves162975.16  118276.43  102665.74  71577.82  58598.85  
    Securities Premium53300.37  38987.85  38057.32  20933.57  19252.95  
    Capital Reserves1203.63  669.24  596.03  570.81  385.62  
    Profit & Loss Account Balances69387.06  51728.83  42871.37  33824.21  26911.02  
    General Reserves187.61  0.00  0.00  0.00  0.00  
    Other Reserves38896.50  26890.52  21141.02  16249.24  12049.27  
Reserve excluding Revaluation Reserve162975.16  118276.43  102665.74  71577.82  58598.85  
Revaluation Reserves0.00  0.00  0.00  0.00  0.00  
Deposits1242685.44  871821.16  693649.86  525846.21  359793.14  
    Demand Deposits69971.79  53381.32  36797.51  25692.06  16322.24  
    Savings Deposit292557.86  237881.50  229802.79  170390.66  66432.17  
    Term Deposits / Fixed Deposits880155.80  580558.35  427049.56  329763.48  277038.73  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings116599.02  54793.72  62986.52  59907.79  70296.96  
    Borrowings From Reserve Bank of India0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Banks4004.40  3130.09  3044.96  4854.50  3439.09  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions91554.62  41663.63  49941.56  50053.29  60707.87  
    Borrowings in the form of Bonds / Debentures21040.00  10000.00  10000.00  5000.00  6150.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India0.00  0.00  0.00  0.00  0.00  
Other Liabilities & Provisions47509.38  42046.50  35751.36  29883.87  23070.80  
    Bills Payable2108.40  1966.19  1927.74  1884.70  968.53  
    Inter-office adjustment Liabilities0.00  0.00  0.00  0.00  0.00  
    Interest Accrued7434.78  4956.05  3667.75  2505.48  3338.80  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions37966.20  35124.26  30155.87  25493.69  18763.47  
Total Liabilities1578456.66  1094256.70  902161.18  690778.00  515913.06  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India86046.22  46380.09  89160.93  57534.07  15693.48  
    Cash with RBI81396.64  41021.57  83892.05  52998.04  11510.71  
    Cash in hand & others4649.59  5358.53  5268.89  4536.03  4182.77  
Balances with banks and money at call8617.40  17383.25  5090.79  1751.08  32119.88  
Investments378475.24  271333.65  200720.10  153065.04  108154.14  
Investments in India378475.24  271333.65  200720.10  153065.04  108154.14  
    GOI/State Govt. Securities288897.29  212212.14  161553.79  110543.14  77807.72  
    Equity Shares - Corporate205.81  87.53  88.11  88.11  88.11  
    Debentures & Bonds32235.69  12018.77  13847.38  23877.96  22336.92  
    Subsidiaries and/or joint ventures/Associates0.00  0.00  0.00  0.00  0.00  
    Units - MF/ Insurance/CP/PTC0.00  0.00  0.00  0.00  0.00  
    Other Investments57136.45  47015.22  25230.83  18555.84  7921.40  
Investments outside India0.00  0.00  0.00  0.00  0.00  
    Government securities0.00  0.00  0.00  0.00  0.00  
    Subsidiaries and/or joint ventures abroad0.00  0.00  0.00  0.00  0.00  
    Other investments outside India0.00  0.00  0.00  0.00  0.00  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances1070924.85  731626.55  584215.44  460952.56  346089.14  
    Bills Purchased & Discounted191.55  433.19  94.16  2473.25  109.59  
    Cash Credit, Over Draft & Loans repayable224171.49  163595.24  105523.22  63375.73  37883.65  
    Term Loans846561.81  567598.12  478598.07  395103.59  308095.91  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block19483.75  15870.62  13404.80  10610.21  7966.76  
    Premises630.43  630.43  630.09  630.09  632.40  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets18853.32  15240.20  12774.71  9980.12  7334.35  
Less: Accumulated Depreciation11233.49  8029.29  6331.92  4523.51  3193.02  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block8250.26  7841.34  7072.88  6086.71  4773.73  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress874.39  674.59  328.52  139.01  49.95  
Other Assets25268.31  19017.23  15572.53  11249.53  9032.74  
    Inter-office adjustment Assets0.00  0.00  0.00  0.00  0.00  
    Interest Accrued Assets15762.93  9203.10  7101.11  5583.97  4999.53  
    Tax paid in advance/TDS0.00  0.00  0.00  0.00  0.05  
    Stationery and stamps0.00  0.00  0.00  0.00  0.00  
    Non-banking assets acquired0.00  0.00  0.00  0.00  0.00  
    Deferred tax asset2359.59  1160.68  928.10  1421.56  1005.73  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others7145.80  8653.45  7543.32  4244.01  3027.44  
Total Assets1578456.66  1094256.70  902161.18  690778.00  515913.06  
Contingent Liabilities73696.01  48062.52  34985.94  21076.08  12208.44  
    Claims not acknowledged as debts282.29  708.04  505.20  365.16  188.66  
    Outstanding forward exchange contracts15948.46  49.25  0.00  0.00  0.00  
    Guarantees given in India42229.98  34309.28  25886.92  15076.04  6833.89  
    Guarantees given Outside India0.00  0.00  0.00  0.00  0.00  
    Acceptances, endorsements & other obligations2408.75  835.97  896.86  711.91  318.66  
    Other Contingent liabilities12826.54  12159.99  7696.96  4922.96  4867.23  
Bills for collection1146.18  129.11  0.00  0.00  0.00  
Book Value228.90  186.75  163.98  237.30  197.69  
Adjusted Book Value228.90  186.75  163.98  118.65  98.84  
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