| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 3005170.42 | 2583405.76 | 1615855.37 | 1277531.19 | 1208582.27 |
| Interest / Discount on advances / Bills | 2384444.28 | 2072200.14 | 1270958.56 | 985120.23 | 948345.36 |
| Interest on balances with RBI and other Inter-bank funds | 25063.14 | 20404.74 | 9967.87 | 25523.70 | 23412.51 |
| Income on investments | 533196.90 | 443642.85 | 313111.58 | 260461.34 | 232142.69 |
| Others | 62466.10 | 47158.04 | 21817.35 | 6425.93 | 4681.71 |
| Other Income | 456322.82 | 492409.99 | 312148.25 | 295099.00 | 252048.93 |
| Commission,exchange and brokerage | 318985.52 | 281606.51 | 238440.46 | 195365.75 | 161693.20 |
| Profit / (loss)on sale of investments(net) | 20227.18 | 105826.43 | -5853.30 | 7362.43 | 53523.20 |
| Profit on sale of Fixed Assets | 1568.13 | 1983.22 | 936.11 | 706.73 | 484.01 |
| Foreign Exchange Gains | 49190.38 | 40011.27 | 40818.52 | 39079.09 | 24384.13 |
| Income earned from subsidiaries/joint venture | 21870.10 | 13323.91 | 8109.75 | 8308.95 | 4830.43 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 44481.51 | 49658.66 | 29696.71 | 44276.05 | 7133.94 |
| Total Income | 3461493.24 | 3075815.75 | 1928003.62 | 1572630.20 | 1460631.19 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 1778469.53 | 1498081.01 | 747433.17 | 557435.28 | 559786.56 |
| Intereston Deposits | 1252706.14 | 994329.55 | 615178.62 | 489089.95 | 501433.08 |
| Interest on RBI / inter-bank borrowings | 524697.57 | 502603.95 | 131371.63 | 68189.38 | 58225.91 |
| Other Interest | 1065.81 | 1147.51 | 882.93 | 155.95 | 127.57 |
| Operating Expenses | 681748.82 | 633860.24 | 476520.84 | 374421.86 | 327226.30 |
| Payments to and provisions for employees | 239005.29 | 222402.10 | 155123.63 | 120316.86 | 103647.94 |
| Rent,Taxes and lighting | 31313.95 | 26790.09 | 20952.89 | 16408.51 | 16981.90 |
| Depreciation on Banks property | 33794.73 | 28100.99 | 22424.79 | 15998.04 | 13024.13 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 129.38 | 177.93 | 78.18 | 62.57 | 46.27 |
| Law charges | 3474.46 | 3571.83 | 3118.46 | 2548.19 | 1366.43 |
| Communication Expenses | 9018.28 | 8678.88 | 6581.68 | 5697.52 | 4807.65 |
| Repairs and Maintenance | 38204.29 | 31626.82 | 21177.79 | 17259.36 | 16162.82 |
| Insurance | 32667.79 | 28135.72 | 22478.65 | 19093.51 | 17228.24 |
| Other expenses | 294140.65 | 284375.88 | 224584.76 | 177037.31 | 153960.92 |
| Provisions and Contingencies | 116494.31 | 234921.52 | 119196.59 | 150618.30 | 157028.48 |
| Provision for investments | -878.10 | 101.50 | 41.40 | -145.20 | -168.20 |
| Provision for advances | 130015.00 | 119107.10 | 122059.50 | 113772.30 | 123168.20 |
| Others Provisions | -12642.59 | 115712.92 | -2904.31 | 36991.20 | 34028.48 |
| Profit Before Tax | 884780.58 | 708952.99 | 584853.01 | 490154.75 | 416589.85 |
| Taxes | 211307.00 | 100830.20 | 143766.00 | 120541.20 | 105424.60 |
| Current Income Tax | 194851.50 | 129684.00 | 145962.80 | 133460.30 | 116447.70 |
| Deferred Tax | 16455.50 | -28853.80 | -2196.80 | -12919.10 | -11023.10 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 673473.58 | 608122.79 | 441087.01 | 369613.55 | 311165.25 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 673473.58 | 608122.79 | 441087.01 | 369613.55 | 311165.25 |
| Adjustments to PAT | | 35701.10 | | | |
| IV. APPROPRIATIONS | 2069271.89 | 1773423.85 | 1372943.76 | 1106141.50 | 886089.27 |
| Transfer to Statutory Reserve | 168368.40 | 152030.70 | 110271.75 | 92403.39 | 77791.31 |
| Appropriation to General Reserve | 67347.36 | 60812.28 | 44108.70 | 36961.36 | 31116.53 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 1833556.13 | 1560580.87 | 1218563.30 | 976776.76 | 777181.43 |
| Equity Dividend % | 2200.00 | 1950.00 | 1900.00 | 1550.00 | 650.00 |
| Earnings Per Share | 88.00 | 80.00 | 79.00 | 67.00 | 56.00 |
| Adjusted EPS | 44.00 | 40.00 | 40.00 | 33.00 | 28.00 |