| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 160637.31 | 105547.13 | 82054.08 | 59217.31 | 49500.52 |
| Interest / Discount on advances / Bills | 133683.47 | 84421.48 | 68470.18 | 49474.77 | 39473.63 |
| Interest on balances with RBI and other Inter-bank funds | 691.48 | 668.80 | 582.77 | 870.81 | 850.07 |
| Income on investments | 22381.76 | 16323.88 | 11898.84 | 7805.32 | 7730.43 |
| Others | 3880.60 | 4132.98 | 1102.29 | 1066.41 | 1446.39 |
| Other Income | 25263.11 | 16971.42 | 10344.64 | 9936.94 | 14209.33 |
| Commission,exchange and brokerage | 22219.41 | 16225.40 | 9851.00 | 6126.41 | 4282.87 |
| Profit / (loss)on sale of investments(net) | 2292.57 | 361.27 | -442.79 | 1429.70 | 8542.01 |
| Profit on sale of Fixed Assets | -36.08 | -13.96 | -6.63 | -6.37 | -9.30 |
| Foreign Exchange Gains | 363.80 | 0.89 | | | |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 423.40 | 397.81 | 943.06 | 2387.21 | 1393.75 |
| Total Income | 185900.42 | 122518.55 | 92398.73 | 69154.25 | 63709.84 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 80521.49 | 53976.29 | 37801.26 | 26876.06 | 25846.10 |
| Intereston Deposits | 72187.22 | 49322.08 | 33389.42 | 22635.37 | 18572.10 |
| Interest on RBI / inter-bank borrowings | 370.71 | 154.40 | 126.11 | 109.91 | 495.92 |
| Other Interest | 7963.56 | 4499.82 | 4285.73 | 4130.78 | 6778.08 |
| Operating Expenses | 59572.15 | 44648.04 | 34402.70 | 24127.74 | 16584.25 |
| Payments to and provisions for employees | 31477.60 | 21036.81 | 17930.28 | 13789.22 | 9801.73 |
| Rent,Taxes and lighting | 3038.47 | 2049.38 | 1873.18 | 1376.17 | 989.30 |
| Depreciation on Banks property | 2585.14 | 2254.44 | 1854.18 | 1401.67 | 1043.69 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 35.69 | 26.86 | 19.12 | 20.08 | 14.08 |
| Law charges | 985.81 | 806.84 | 689.24 | 333.90 | 226.20 |
| Communication Expenses | 1075.09 | 994.65 | 836.37 | 642.94 | 381.87 |
| Repairs and Maintenance | 3219.99 | 2326.64 | 1689.22 | 1253.46 | 923.07 |
| Insurance | 1275.05 | 880.28 | 669.10 | 451.78 | 321.72 |
| Other expenses | 15879.32 | 14272.13 | 8842.01 | 4858.52 | 2882.58 |
| Provisions and Contingencies | 17926.21 | 3899.93 | 1548.31 | 3609.71 | 6694.45 |
| Provision for investments | | | | | |
| Provision for advances | 17809.90 | 4898.00 | 2434.20 | 2067.10 | 7057.70 |
| Others Provisions | 116.31 | -998.07 | -885.89 | 1542.61 | -363.25 |
| Profit Before Tax | 27880.57 | 19994.29 | 18646.45 | 14540.74 | 14585.05 |
| Taxes | 6821.30 | 4647.10 | 4367.20 | 3242.40 | 2878.20 |
| Current Income Tax | 7047.60 | 4879.70 | 3873.70 | 3658.20 | 3477.20 |
| Deferred Tax | -226.30 | -232.60 | 493.50 | -415.80 | -599.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 21059.27 | 15347.19 | 14279.25 | 11298.34 | 11706.85 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 21059.27 | 15347.19 | 14279.25 | 11298.34 | 11706.85 |
| Adjustments to PAT | 5381.41 | | | | |
| IV. APPROPRIATIONS | 78169.51 | 58218.56 | 48103.46 | 38209.36 | 30580.03 |
| Transfer to Statutory Reserve | 5264.82 | 3836.80 | 3569.81 | 2824.59 | 2926.71 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 72904.69 | 54381.76 | 44533.65 | 35384.78 | 27653.32 |
| Equity Dividend % | 10.00 | 10.00 | 10.00 | 10.00 | |
| Earnings Per Share | 28.00 | 23.00 | 21.00 | 36.00 | 37.00 |
| Adjusted EPS | 28.00 | 23.00 | 21.00 | 18.00 | 19.00 |